Call reports 2020
COLEMAN COUNTY STATE BANK — 2020
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 128,139,000 | 145,320,000 | 147,213,000 | 147,029,000 |
| Total loans | 90,733,000 | 101,617,000 | 100,827,000 | 97,530,000 |
| Allowance for loan losses | 938,000 | 980,000 | 999,000 | 999,000 |
| Securities available for sale | 9,813,000 | 9,402,000 | 17,518,000 | 21,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,440,000 | 132,089,000 | 133,646,000 | 133,544,000 |
| Interest-bearing deposits | 75,799,000 | 80,353,000 | 80,129,000 | 84,074,000 |
| Noninterest-bearing deposits | 39,641,000 | 51,736,000 | 53,517,000 | 49,470,000 |
| Equity capital | 12,647,000 | 13,171,000 | 13,490,000 | 13,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,615,000 | 3,558,000 | 5,085,000 | 6,571,000 |
| Interest expense | 111,000 | 196,000 | 278,000 | 351,000 |
| Net interest income | 1,504,000 | 3,362,000 | 4,807,000 | 6,220,000 |
| Noninterest income | 424,000 | 880,000 | 1,379,000 | 1,844,000 |
| Noninterest expense | 1,218,000 | 2,376,000 | 3,551,000 | 5,013,000 |
| Provision for loan losses | 50,000 | 90,000 | 110,000 | 110,000 |
| Pretax income | 660,000 | 1,776,000 | 2,525,000 | 2,941,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 660,000 | 1,776,000 | 2,525,000 | 2,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,394,000 | 12,910,000 | 13,210,000 | 13,127,000 |
| Total capital | 13,332,000 | 13,890,000 | 14,209,000 | 14,126,000 |
| Risk-weighted assets | 88,013,000 | 90,405,000 | 90,178,000 | 97,937,000 |