Call reports 2019
COLEMAN COUNTY STATE BANK — 2019
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 116,168,000 | 118,658,000 | 121,930,000 | 124,911,000 |
| Total loans | 89,580,000 | 87,877,000 | 86,267,000 | 91,299,000 |
| Allowance for loan losses | 900,000 | 900,000 | 881,000 | 898,000 |
| Securities available for sale | 10,339,000 | 9,063,000 | 6,877,000 | 9,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,831,000 | 106,773,000 | 109,657,000 | 112,595,000 |
| Interest-bearing deposits | 68,005,000 | 69,896,000 | 70,629,000 | 75,797,000 |
| Noninterest-bearing deposits | 36,826,000 | 36,877,000 | 39,028,000 | 36,798,000 |
| Equity capital | 11,289,000 | 11,824,000 | 12,189,000 | 12,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,587,000 | 3,237,000 | 4,850,000 | 6,478,000 |
| Interest expense | 102,000 | 213,000 | 325,000 | 445,000 |
| Net interest income | 1,485,000 | 3,024,000 | 4,525,000 | 6,033,000 |
| Noninterest income | 178,000 | 610,000 | 1,077,000 | 1,515,000 |
| Noninterest expense | 1,132,000 | 2,223,000 | 3,380,000 | 4,804,000 |
| Provision for loan losses | 30,000 | 30,000 | 40,000 | 50,000 |
| Pretax income | 501,000 | 1,381,000 | 2,182,000 | 2,694,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 1,381,000 | 2,182,000 | 2,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,343,000 | 11,772,000 | 12,123,000 | 12,184,000 |
| Total capital | 12,243,000 | 12,672,000 | 13,004,000 | 13,082,000 |
| Risk-weighted assets | 85,987,000 | 84,484,000 | 81,352,000 | 88,235,000 |