Call reports 2016
COLEMAN COUNTY STATE BANK — 2016
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,003,000 | 102,796,000 | 105,302,000 | 104,466,000 |
| Total loans | 85,524,000 | 87,389,000 | 87,687,000 | 88,627,000 |
| Allowance for loan losses | 1,354,000 | 1,352,000 | 1,340,000 | 1,356,000 |
| Securities available for sale | 10,056,000 | 6,856,000 | 6,616,000 | 6,278,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,514,000 | 92,036,000 | 94,313,000 | 93,660,000 |
| Interest-bearing deposits | 63,585,000 | 64,080,000 | 64,518,000 | 65,521,000 |
| Noninterest-bearing deposits | 28,929,000 | 27,956,000 | 29,795,000 | 28,139,000 |
| Equity capital | 10,458,000 | 10,716,000 | 10,918,000 | 10,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,587,000 | 3,848,000 | 5,189,000 |
| Interest expense | 49,000 | 101,000 | 153,000 | 205,000 |
| Net interest income | 1,260,000 | 2,486,000 | 3,695,000 | 4,984,000 |
| Noninterest income | 196,000 | 416,000 | 699,000 | 908,000 |
| Noninterest expense | 922,000 | 1,741,000 | 2,550,000 | 3,685,000 |
| Provision for loan losses | 70,000 | 70,000 | 140,000 | 160,000 |
| Pretax income | 473,000 | 1,107,000 | 1,688,000 | 2,063,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 473,000 | 1,107,000 | 1,688,000 | 2,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,410,000 | 10,644,000 | 10,835,000 | 10,810,000 |
| Total capital | 11,424,000 | 11,682,000 | 11,913,000 | 11,888,000 |
| Risk-weighted assets | 80,775,000 | 82,709,000 | 85,952,000 | 85,989,000 |