Call reports 2015
COLEMAN COUNTY STATE BANK — 2015
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 105,580,000 | 104,786,000 | 107,704,000 | 107,492,000 |
| Total loans | 77,224,000 | 75,103,000 | 78,330,000 | 82,410,000 |
| Allowance for loan losses | 782,000 | 792,000 | 807,000 | 1,289,000 |
| Securities available for sale | 12,544,000 | 14,249,000 | 14,047,000 | 14,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,255,000 | 94,260,000 | 96,895,000 | 97,171,000 |
| Interest-bearing deposits | 66,109,000 | 63,585,000 | 66,050,000 | 65,355,000 |
| Noninterest-bearing deposits | 29,146,000 | 30,675,000 | 30,845,000 | 31,816,000 |
| Equity capital | 10,296,000 | 10,482,000 | 10,751,000 | 10,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,461,000 | 3,746,000 | 5,001,000 |
| Interest expense | 48,000 | 98,000 | 144,000 | 192,000 |
| Net interest income | 1,205,000 | 2,363,000 | 3,602,000 | 4,809,000 |
| Noninterest income | 183,000 | 418,000 | 635,000 | 860,000 |
| Noninterest expense | 803,000 | 1,597,000 | 2,439,000 | 3,419,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 523,000 |
| Pretax income | 580,000 | 1,164,000 | 1,763,000 | 1,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 580,000 | 1,164,000 | 1,763,000 | 1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,363,000 | 10,572,000 | 10,771,000 | 10,337,000 |
| Total capital | 11,145,000 | 11,364,000 | 11,578,000 | 11,336,000 |
| Risk-weighted assets | 74,098,000 | 71,881,000 | 75,721,000 | 79,663,000 |