Call reports 2014
COLEMAN COUNTY STATE BANK — 2014
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 98,401,000 | 100,060,000 | 103,850,000 | 105,201,000 |
| Total loans | 78,578,000 | 74,105,000 | 76,768,000 | 78,257,000 |
| Allowance for loan losses | 775,000 | 781,000 | 767,000 | 786,000 |
| Securities available for sale | 10,920,000 | 10,747,000 | 11,478,000 | 11,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,028,000 | 90,433,000 | 93,979,000 | 95,134,000 |
| Interest-bearing deposits | 64,374,000 | 61,808,000 | 63,972,000 | 65,348,000 |
| Noninterest-bearing deposits | 24,654,000 | 28,625,000 | 30,007,000 | 29,786,000 |
| Equity capital | 9,342,000 | 9,583,000 | 9,817,000 | 10,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,385,000 | 3,581,000 | 4,829,000 |
| Interest expense | 61,000 | 127,000 | 176,000 | 229,000 |
| Net interest income | 1,146,000 | 2,258,000 | 3,405,000 | 4,600,000 |
| Noninterest income | 188,000 | 398,000 | 620,000 | 841,000 |
| Noninterest expense | 761,000 | 1,505,000 | 2,272,000 | 3,188,000 |
| Provision for loan losses | 24,000 | 35,000 | 45,000 | 65,000 |
| Pretax income | 549,000 | 1,116,000 | 1,708,000 | 2,188,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 549,000 | 1,116,000 | 1,708,000 | 2,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,574,000 | 9,776,000 | 10,003,000 | 10,133,000 |
| Total capital | 10,349,000 | 10,557,000 | 10,770,000 | 10,919,000 |
| Risk-weighted assets | 77,576,000 | 73,135,000 | 74,757,000 | 75,705,000 |