Call reports 2013
COLEMAN COUNTY STATE BANK — 2013
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 92,972,000 | 94,217,000 | 93,472,000 | 94,732,000 |
| Total loans | 69,395,000 | 69,352,000 | 71,468,000 | 77,033,000 |
| Allowance for loan losses | 713,000 | 726,000 | 722,000 | 748,000 |
| Securities available for sale | 14,647,000 | 13,812,000 | 14,409,000 | 10,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,101,000 | 85,370,000 | 84,453,000 | 85,692,000 |
| Interest-bearing deposits | 62,174,000 | 62,283,000 | 60,407,000 | 60,406,000 |
| Noninterest-bearing deposits | 21,927,000 | 23,087,000 | 24,046,000 | 25,286,000 |
| Equity capital | 8,797,000 | 8,753,000 | 8,881,000 | 8,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,348,000 | 3,551,000 | 4,749,000 |
| Interest expense | 80,000 | 151,000 | 217,000 | 281,000 |
| Net interest income | 1,108,000 | 2,197,000 | 3,334,000 | 4,468,000 |
| Noninterest income | 137,000 | 293,000 | 481,000 | 722,000 |
| Noninterest expense | 705,000 | 1,425,000 | 2,175,000 | 3,060,000 |
| Provision for loan losses | 15,000 | 40,000 | 55,000 | 80,000 |
| Pretax income | 525,000 | 1,025,000 | 1,585,000 | 2,056,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 525,000 | 1,025,000 | 1,585,000 | 2,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,845,000 | 9,035,000 | 9,245,000 | 9,375,000 |
| Total capital | 9,558,000 | 9,761,000 | 9,967,000 | 10,123,000 |
| Risk-weighted assets | 69,291,000 | 68,004,000 | 71,136,000 | 76,118,000 |