Call reports 2012
COLEMAN COUNTY STATE BANK — 2012
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,123,000 | 82,804,000 | 87,667,000 | 93,967,000 |
| Total loans | 67,537,000 | 68,060,000 | 66,448,000 | 66,339,000 |
| Allowance for loan losses | 667,000 | 659,000 | 687,000 | 700,000 |
| Securities available for sale | 8,350,000 | 5,791,000 | 8,563,000 | 14,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,844,000 | 74,302,000 | 78,909,000 | 85,175,000 |
| Interest-bearing deposits | 53,193,000 | 53,736,000 | 57,306,000 | 62,770,000 |
| Noninterest-bearing deposits | 20,651,000 | 20,566,000 | 21,603,000 | 22,405,000 |
| Equity capital | 8,202,000 | 8,407,000 | 8,640,000 | 8,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,100,000 | 2,206,000 | 3,338,000 | 4,448,000 |
| Interest expense | 105,000 | 214,000 | 318,000 | 413,000 |
| Net interest income | 995,000 | 1,992,000 | 3,020,000 | 4,035,000 |
| Noninterest income | 263,000 | 424,000 | 584,000 | 742,000 |
| Noninterest expense | 662,000 | 1,366,000 | 2,044,000 | 2,875,000 |
| Provision for loan losses | 70,000 | 90,000 | 120,000 | 130,000 |
| Pretax income | 526,000 | 970,000 | 1,450,000 | 1,782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 526,000 | 970,000 | 1,450,000 | 1,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,189,000 | 8,358,000 | 8,562,000 | 8,620,000 |
| Total capital | 8,856,000 | 9,017,000 | 9,249,000 | 9,320,000 |
| Risk-weighted assets | 65,346,000 | 65,695,000 | 64,712,000 | 67,727,000 |