Call reports 2011
COLEMAN COUNTY STATE BANK — 2011
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 73,286,000 | 76,475,000 | 79,167,000 | 78,520,000 |
| Total loans | 55,439,000 | 59,117,000 | 60,482,000 | 62,097,000 |
| Allowance for loan losses | 525,000 | 541,000 | 570,000 | 596,000 |
| Securities available for sale | 9,960,000 | 6,175,000 | 7,556,000 | 8,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,617,000 | 68,639,000 | 71,150,000 | 70,351,000 |
| Interest-bearing deposits | 48,333,000 | 49,472,000 | 50,659,000 | 51,011,000 |
| Noninterest-bearing deposits | 16,284,000 | 19,167,000 | 20,491,000 | 19,340,000 |
| Equity capital | 7,604,000 | 7,747,000 | 7,900,000 | 7,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 939,000 | 1,904,000 | 2,898,000 | 3,947,000 |
| Interest expense | 127,000 | 255,000 | 369,000 | 478,000 |
| Net interest income | 812,000 | 1,649,000 | 2,529,000 | 3,469,000 |
| Noninterest income | 141,000 | 287,000 | 430,000 | 650,000 |
| Noninterest expense | 663,000 | 1,292,000 | 1,927,000 | 2,759,000 |
| Provision for loan losses | 10,000 | 25,000 | 57,000 | 82,000 |
| Pretax income | 280,000 | 721,000 | 1,077,000 | 1,380,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 721,000 | 1,077,000 | 1,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,498,000 | 7,719,000 | 7,855,000 | 7,937,000 |
| Total capital | 8,023,000 | 8,260,000 | 8,425,000 | 8,533,000 |
| Risk-weighted assets | 54,778,000 | 58,839,000 | 59,042,000 | 60,279,000 |