Call reports 2010
COLEMAN COUNTY STATE BANK — 2010
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,582,000 | 71,200,000 | 68,770,000 | 69,354,000 |
| Total loans | 50,730,000 | 53,633,000 | 54,644,000 | 53,798,000 |
| Allowance for loan losses | 464,000 | 488,000 | 504,000 | 515,000 |
| Securities available for sale | 6,275,000 | 6,537,000 | 7,253,000 | 7,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,679,000 | 62,092,000 | 59,571,000 | 62,249,000 |
| Interest-bearing deposits | 43,800,000 | 46,248,000 | 44,895,000 | 46,552,000 |
| Noninterest-bearing deposits | 13,879,000 | 15,844,000 | 14,677,000 | 15,698,000 |
| Equity capital | 5,744,000 | 5,939,000 | 6,008,000 | 6,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 905,000 | 1,860,000 | 2,783,000 | 3,720,000 |
| Interest expense | 152,000 | 311,000 | 463,000 | 597,000 |
| Net interest income | 753,000 | 1,549,000 | 2,320,000 | 3,123,000 |
| Noninterest income | 153,000 | 324,000 | 490,000 | 638,000 |
| Noninterest expense | 676,000 | 1,301,000 | 1,927,000 | 2,609,000 |
| Provision for loan losses | 11,000 | 56,000 | 86,000 | 103,000 |
| Pretax income | 219,000 | 516,000 | 797,000 | 1,049,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 516,000 | 797,000 | 1,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,607,000 | 5,793,000 | 5,870,000 | 5,922,000 |
| Total capital | 6,071,000 | 6,281,000 | 6,374,000 | 6,437,000 |
| Risk-weighted assets | 48,775,000 | 52,574,000 | 52,693,000 | 52,505,000 |