Call reports 2009
COLEMAN COUNTY STATE BANK — 2009
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,961,000 | 62,368,000 | 63,556,000 | 65,801,000 |
| Total loans | 41,918,000 | 46,055,000 | 49,014,000 | 49,600,000 |
| Allowance for loan losses | 384,000 | 391,000 | 416,000 | 462,000 |
| Securities available for sale | 13,342,000 | 6,548,000 | 6,280,000 | 8,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,243,000 | 53,619,000 | 54,717,000 | 56,932,000 |
| Interest-bearing deposits | 37,111,000 | 38,130,000 | 39,005,000 | 42,961,000 |
| Noninterest-bearing deposits | 15,132,000 | 15,489,000 | 15,712,000 | 13,971,000 |
| Equity capital | 5,569,000 | 5,539,000 | 5,643,000 | 5,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,729,000 | 2,609,000 | 3,521,000 |
| Interest expense | 165,000 | 325,000 | 485,000 | 641,000 |
| Net interest income | 708,000 | 1,404,000 | 2,124,000 | 2,880,000 |
| Noninterest income | 108,000 | 233,000 | 393,000 | 558,000 |
| Noninterest expense | 667,000 | 1,361,000 | 2,007,000 | 2,650,000 |
| Provision for loan losses | 18,000 | 43,000 | 73,000 | 124,000 |
| Pretax income | 131,000 | 397,000 | 601,000 | 828,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 397,000 | 601,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,255,000 | 5,421,000 | 5,485,000 | 5,558,000 |
| Total capital | 5,639,000 | 5,812,000 | 5,901,000 | 6,020,000 |
| Risk-weighted assets | 43,966,000 | 46,523,000 | 48,712,000 | 48,228,000 |