Call reports 2008
COLEMAN COUNTY STATE BANK — 2008
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,696,000 | 52,700,000 | 57,853,000 | 59,624,000 |
| Total loans | 35,195,000 | 34,866,000 | 43,796,000 | 42,322,000 |
| Allowance for loan losses | 350,000 | 350,000 | 349,000 | 368,000 |
| Securities available for sale | 5,402,000 | 5,986,000 | 7,845,000 | 10,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,317,000 | 47,323,000 | 51,004,000 | 50,989,000 |
| Interest-bearing deposits | 27,390,000 | 32,382,000 | 35,958,000 | 36,880,000 |
| Noninterest-bearing deposits | 18,927,000 | 14,941,000 | 15,046,000 | 14,109,000 |
| Equity capital | 5,276,000 | 5,172,000 | 5,253,000 | 5,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 1,699,000 | 2,542,000 | 3,425,000 |
| Interest expense | 240,000 | 428,000 | 606,000 | 778,000 |
| Net interest income | 657,000 | 1,271,000 | 1,936,000 | 2,647,000 |
| Noninterest income | 124,000 | 241,000 | 378,000 | 494,000 |
| Noninterest expense | 596,000 | 1,160,000 | 1,784,000 | 2,398,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 21,000 |
| Pretax income | 184,000 | 351,000 | 529,000 | 735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 351,000 | 529,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,123,000 | 5,135,000 | 5,173,000 | 5,224,000 |
| Total capital | 5,473,000 | 5,485,000 | 5,522,000 | 5,592,000 |
| Risk-weighted assets | 37,575,000 | 37,508,000 | 45,313,000 | 45,135,000 |