Call reports 2007
COLEMAN COUNTY STATE BANK — 2007
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,182,000 | 51,804,000 | 51,632,000 | 52,184,000 |
| Total loans | 33,681,000 | 34,478,000 | 32,337,000 | 36,014,000 |
| Allowance for loan losses | 337,000 | 339,000 | 347,000 | 350,000 |
| Securities available for sale | 6,599,000 | 6,862,000 | 6,780,000 | 6,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,114,000 | 46,752,000 | 46,401,000 | 46,912,000 |
| Interest-bearing deposits | 34,004,000 | 32,948,000 | 33,274,000 | 32,592,000 |
| Noninterest-bearing deposits | 13,110,000 | 13,804,000 | 13,127,000 | 14,320,000 |
| Equity capital | 4,988,000 | 4,978,000 | 5,112,000 | 5,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 1,995,000 | 3,006,000 | 4,000,000 |
| Interest expense | 283,000 | 577,000 | 867,000 | 1,149,000 |
| Net interest income | 705,000 | 1,418,000 | 2,139,000 | 2,851,000 |
| Noninterest income | 224,000 | 327,000 | 439,000 | 553,000 |
| Noninterest expense | 562,000 | 1,111,000 | 1,680,000 | 2,290,000 |
| Provision for loan losses | 17,000 | 22,000 | 33,000 | 34,000 |
| Pretax income | 348,000 | 610,000 | 863,000 | 1,078,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 348,000 | 610,000 | 863,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,006,000 | 5,059,000 | 5,102,000 | 5,107,000 |
| Total capital | 5,343,000 | 5,398,000 | 5,449,000 | 5,457,000 |
| Risk-weighted assets | 35,820,000 | 36,780,000 | 35,159,000 | 37,906,000 |