Call reports 2006
COLEMAN COUNTY STATE BANK — 2006
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 47,711,000 | 48,513,000 | 50,537,000 | 53,613,000 |
| Total loans | 29,399,000 | 30,075,000 | 33,477,000 | 32,552,000 |
| Allowance for loan losses | 271,000 | 282,000 | 309,000 | 321,000 |
| Securities available for sale | 7,887,000 | 8,535,000 | 7,814,000 | 7,632,000 |
| Securities held to maturity | 174,000 | 31,000 | 29,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,985,000 | 43,805,000 | 45,678,000 | 48,690,000 |
| Interest-bearing deposits | 29,661,000 | 29,988,000 | 30,958,000 | 32,674,000 |
| Noninterest-bearing deposits | 13,324,000 | 13,817,000 | 14,720,000 | 16,016,000 |
| Equity capital | 4,675,000 | 4,637,000 | 4,784,000 | 4,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,653,000 | 2,585,000 | 3,553,000 |
| Interest expense | 178,000 | 385,000 | 614,000 | 880,000 |
| Net interest income | 621,000 | 1,268,000 | 1,971,000 | 2,673,000 |
| Noninterest income | 93,000 | 192,000 | 320,000 | 415,000 |
| Noninterest expense | 547,000 | 1,042,000 | 1,559,000 | 2,137,000 |
| Provision for loan losses | 19,000 | 32,000 | 61,000 | 76,000 |
| Pretax income | 148,000 | 386,000 | 671,000 | 875,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 148,000 | 386,000 | 671,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,722,000 | 4,800,000 | 4,860,000 | 4,869,000 |
| Total capital | 4,993,000 | 5,082,000 | 5,169,000 | 5,190,000 |
| Risk-weighted assets | 30,985,000 | 31,893,000 | 34,674,000 | 34,799,000 |