Call reports 2005
COLEMAN COUNTY STATE BANK — 2005
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 39,896,000 | 41,406,000 | 43,302,000 | 45,274,000 |
| Total loans | 23,988,000 | 25,196,000 | 25,918,000 | 27,451,000 |
| Allowance for loan losses | 224,000 | 232,000 | 233,000 | 257,000 |
| Securities available for sale | 8,089,000 | 7,594,000 | 6,713,000 | 5,327,000 |
| Securities held to maturity | 362,000 | 214,000 | 189,000 | 180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,262,000 | 36,744,000 | 38,592,000 | 40,581,000 |
| Interest-bearing deposits | 24,421,000 | 25,559,000 | 26,680,000 | 28,702,000 |
| Noninterest-bearing deposits | 10,841,000 | 11,185,000 | 11,912,000 | 11,879,000 |
| Equity capital | 4,609,000 | 4,626,000 | 4,651,000 | 4,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,132,000 | 1,777,000 | 2,496,000 |
| Interest expense | 70,000 | 151,000 | 263,000 | 398,000 |
| Net interest income | 484,000 | 981,000 | 1,514,000 | 2,098,000 |
| Noninterest income | 91,000 | 189,000 | 301,000 | 393,000 |
| Noninterest expense | 451,000 | 908,000 | 1,384,000 | 1,930,000 |
| Provision for loan losses | 2,000 | 3,000 | 12,000 | 43,000 |
| Pretax income | 122,000 | 259,000 | 419,000 | 518,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 259,000 | 419,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,654,000 | 4,672,000 | 4,712,000 | 4,699,000 |
| Total capital | 4,878,000 | 4,904,000 | 4,945,000 | 4,956,000 |
| Risk-weighted assets | 24,758,000 | 25,867,000 | 27,292,000 | 28,983,000 |