Call reports 2004
COLEMAN COUNTY STATE BANK — 2004
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 39,402,000 | 40,929,000 | 41,402,000 | 41,841,000 |
| Total loans | 20,955,000 | 21,649,000 | 22,936,000 | 24,241,000 |
| Allowance for loan losses | 215,000 | 216,000 | 210,000 | 222,000 |
| Securities available for sale | 8,104,000 | 9,434,000 | 9,410,000 | 8,935,000 |
| Securities held to maturity | 648,000 | 615,000 | 394,000 | 371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,680,000 | 36,336,000 | 36,674,000 | 37,182,000 |
| Interest-bearing deposits | 24,803,000 | 25,770,000 | 26,722,000 | 26,404,000 |
| Noninterest-bearing deposits | 9,877,000 | 10,566,000 | 9,952,000 | 10,778,000 |
| Equity capital | 4,673,000 | 4,554,000 | 4,685,000 | 4,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 963,000 | 1,471,000 | 2,016,000 |
| Interest expense | 63,000 | 124,000 | 186,000 | 249,000 |
| Net interest income | 424,000 | 839,000 | 1,285,000 | 1,767,000 |
| Noninterest income | 76,000 | 147,000 | 237,000 | 297,000 |
| Noninterest expense | 410,000 | 812,000 | 1,232,000 | 1,649,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 19,000 |
| Pretax income | 90,000 | 174,000 | 289,000 | 396,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 174,000 | 289,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,585,000 | 4,599,000 | 4,633,000 | 4,642,000 |
| Total capital | 4,800,000 | 4,815,000 | 4,843,000 | 4,864,000 |
| Risk-weighted assets | 22,388,000 | 23,178,000 | 24,499,000 | 25,347,000 |