Call reports 2003
COLEMAN COUNTY STATE BANK — 2003
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,130,000 | 40,675,000 | 40,486,000 | 41,085,000 |
| Total loans | 20,043,000 | 19,661,000 | 19,970,000 | 21,235,000 |
| Allowance for loan losses | 215,000 | 220,000 | 203,000 | 215,000 |
| Securities available for sale | 12,331,000 | 11,181,000 | 11,035,000 | 9,952,000 |
| Securities held to maturity | 956,000 | 819,000 | 730,000 | 679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,267,000 | 35,868,000 | 35,723,000 | 36,387,000 |
| Interest-bearing deposits | 29,264,000 | 27,188,000 | 26,256,000 | 27,033,000 |
| Noninterest-bearing deposits | 9,003,000 | 8,680,000 | 9,467,000 | 9,354,000 |
| Equity capital | 4,774,000 | 4,713,000 | 4,654,000 | 4,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,089,000 | 1,583,000 | 2,075,000 |
| Interest expense | 109,000 | 209,000 | 290,000 | 357,000 |
| Net interest income | 448,000 | 880,000 | 1,293,000 | 1,718,000 |
| Noninterest income | 61,000 | 127,000 | 202,000 | 264,000 |
| Noninterest expense | 369,000 | 737,000 | 1,108,000 | 1,475,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 270,000 | 387,000 | 507,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 270,000 | 387,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,550,000 | 4,550,000 | 4,555,000 | 4,571,000 |
| Total capital | 4,765,000 | 4,770,000 | 4,758,000 | 4,786,000 |
| Risk-weighted assets | 22,122,000 | 21,475,000 | 21,393,000 | 22,180,000 |