Call reports 2002
COLEMAN COUNTY STATE BANK — 2002
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 41,320,000 | 40,696,000 | 42,522,000 | 42,540,000 |
| Total loans | 20,400,000 | 20,871,000 | 20,923,000 | 20,211,000 |
| Allowance for loan losses | 217,000 | 218,000 | 219,000 | 219,000 |
| Securities available for sale | 13,452,000 | 12,303,000 | 12,607,000 | 12,005,000 |
| Securities held to maturity | 2,634,000 | 2,444,000 | 2,035,000 | 1,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,709,000 | 35,974,000 | 37,647,000 | 37,670,000 |
| Interest-bearing deposits | 28,735,000 | 27,765,000 | 29,220,000 | 29,083,000 |
| Noninterest-bearing deposits | 7,974,000 | 8,209,000 | 8,427,000 | 8,587,000 |
| Equity capital | 4,481,000 | 4,588,000 | 4,730,000 | 4,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,285,000 | 1,901,000 | 2,495,000 |
| Interest expense | 172,000 | 319,000 | 460,000 | 588,000 |
| Net interest income | 476,000 | 966,000 | 1,441,000 | 1,907,000 |
| Noninterest income | 63,000 | 132,000 | 217,000 | 257,000 |
| Noninterest expense | 375,000 | 745,000 | 1,103,000 | 1,435,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 164,000 | 353,000 | 555,000 | 729,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 164,000 | 353,000 | 555,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,425,000 | 4,464,000 | 4,516,000 | 4,540,000 |
| Total capital | 4,642,000 | 4,682,000 | 4,735,000 | 4,759,000 |
| Risk-weighted assets | 21,460,000 | 21,857,000 | 22,166,000 | 21,783,000 |