Call reports 2001
COLEMAN COUNTY STATE BANK — 2001
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,732,000 | 43,418,000 | 44,279,000 | 43,447,000 |
| Total loans | 20,400,000 | 19,661,000 | 20,618,000 | 21,510,000 |
| Allowance for loan losses | 213,000 | 209,000 | 207,000 | 217,000 |
| Securities available for sale | 9,683,000 | 10,447,000 | 9,293,000 | 10,984,000 |
| Securities held to maturity | 4,177,000 | 3,393,000 | 3,274,000 | 2,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,994,000 | 38,715,000 | 39,426,000 | 38,811,000 |
| Interest-bearing deposits | 29,886,000 | 30,096,000 | 30,941,000 | 30,361,000 |
| Noninterest-bearing deposits | 8,108,000 | 8,619,000 | 8,485,000 | 8,450,000 |
| Equity capital | 4,509,000 | 4,491,000 | 4,648,000 | 4,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,731,000 | 2,481,000 | 3,176,000 |
| Interest expense | 351,000 | 677,000 | 955,000 | 1,174,000 |
| Net interest income | 580,000 | 1,054,000 | 1,526,000 | 2,002,000 |
| Noninterest income | 66,000 | 134,000 | 210,000 | 271,000 |
| Noninterest expense | 368,000 | 723,000 | 1,082,000 | 1,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 11,000 |
| Pretax income | 278,000 | 465,000 | 654,000 | 830,000 |
| Income tax | 71,000 | 71,000 | 71,000 | 71,000 |
| Net income | 207,000 | 394,000 | 583,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,455,000 | 4,420,000 | 4,516,000 | 4,391,000 |
| Total capital | 4,668,000 | 4,629,000 | 4,723,000 | 4,608,000 |
| Risk-weighted assets | 22,084,000 | 20,769,000 | 22,811,000 | 22,772,000 |