Call reports 2010
CB&T BANK OF EAST ALABAMA — 2010
What CB&T BANK OF EAST ALABAMA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 |
|---|---|
| Total assets | 328,496,000 |
| Total loans | 248,359,000 |
| Allowance for loan losses | 7,421,000 |
| Securities available for sale | 16,045,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 284,503,000 |
| Interest-bearing deposits | 240,788,000 |
| Noninterest-bearing deposits | 43,715,000 |
| Equity capital | 27,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 |
|---|---|
| Interest income | 3,766,000 |
| Interest expense | 686,000 |
| Net interest income | 3,080,000 |
| Noninterest income | 430,000 |
| Noninterest expense | 2,104,000 |
| Provision for loan losses | 2,935,000 |
| Pretax income | -1,529,000 |
| Income tax | -571,000 |
| Net income | -958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 |
|---|---|
| Tier 1 capital | 27,191,000 |
| Total capital | 30,501,000 |
| Risk-weighted assets | 260,876,000 |