Call reports 2002
CB&T BANK OF EAST ALABAMA — 2002
What CB&T BANK OF EAST ALABAMA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 170,657,000 | 172,255,000 | 173,133,000 | 169,193,000 |
| Total loans | 140,758,000 | 143,706,000 | 143,792,000 | 142,280,000 |
| Allowance for loan losses | 1,755,000 | 1,812,000 | 1,915,000 | 1,789,000 |
| Securities available for sale | 18,581,000 | 17,972,000 | 17,608,000 | 18,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,646,000 | 146,692,000 | 140,250,000 | 133,953,000 |
| Interest-bearing deposits | 126,148,000 | 124,668,000 | 119,261,000 | 115,266,000 |
| Noninterest-bearing deposits | 20,498,000 | 22,024,000 | 20,989,000 | 18,687,000 |
| Equity capital | 13,545,000 | 13,894,000 | 14,725,000 | 14,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,968,000 | 5,894,000 | 8,804,000 | 11,524,000 |
| Interest expense | 790,000 | 1,510,000 | 2,185,000 | 2,830,000 |
| Net interest income | 2,178,000 | 4,384,000 | 6,619,000 | 8,694,000 |
| Noninterest income | 513,000 | 1,056,000 | 1,630,000 | 2,237,000 |
| Noninterest expense | 1,251,000 | 2,472,000 | 3,759,000 | 5,003,000 |
| Provision for loan losses | 72,000 | 187,000 | 287,000 | 300,000 |
| Pretax income | 1,368,000 | 2,838,000 | 4,260,000 | 5,685,000 |
| Income tax | 499,000 | 1,033,000 | 1,550,000 | 2,086,000 |
| Net income | 869,000 | 1,805,000 | 2,710,000 | 3,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,313,000 | 13,532,000 | 14,292,000 | 14,299,000 |
| Total capital | 15,068,000 | 15,344,000 | 16,207,000 | 16,088,000 |
| Risk-weighted assets | 145,747,000 | 151,707,000 | 161,940,000 | 158,181,000 |