Call reports 2001
CB&T BANK OF EAST ALABAMA — 2001
What CB&T BANK OF EAST ALABAMA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 157,981,000 | 161,937,000 | 163,668,000 | 172,671,000 |
| Total loans | 127,264,000 | 128,691,000 | 131,413,000 | 138,717,000 |
| Allowance for loan losses | 1,524,000 | 1,544,000 | 1,573,000 | 1,691,000 |
| Securities available for sale | 19,738,000 | 19,627,000 | 19,775,000 | 18,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,464,000 | 136,385,000 | 130,165,000 | 138,597,000 |
| Interest-bearing deposits | 114,070,000 | 115,559,000 | 109,856,000 | 121,233,000 |
| Noninterest-bearing deposits | 18,394,000 | 20,826,000 | 20,309,000 | 17,364,000 |
| Equity capital | 12,451,000 | 12,659,000 | 13,263,000 | 13,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,349,000 | 6,617,000 | 9,884,000 | 13,002,000 |
| Interest expense | 1,570,000 | 2,931,000 | 4,102,000 | 4,990,000 |
| Net interest income | 1,779,000 | 3,686,000 | 5,782,000 | 8,012,000 |
| Noninterest income | 492,000 | 1,005,000 | 1,537,000 | 2,071,000 |
| Noninterest expense | 1,187,000 | 2,376,000 | 3,667,000 | 4,942,000 |
| Provision for loan losses | 20,000 | 47,000 | 132,000 | 292,000 |
| Pretax income | 1,064,000 | 2,268,000 | 3,520,000 | 4,890,000 |
| Income tax | 388,000 | 827,000 | 1,293,000 | 1,784,000 |
| Net income | 676,000 | 1,441,000 | 2,227,000 | 3,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,219,000 | 12,368,000 | 12,739,000 | 13,059,000 |
| Total capital | 13,743,000 | 13,912,000 | 14,312,000 | 14,750,000 |
| Risk-weighted assets | 131,460,000 | 138,952,000 | 141,405,000 | 144,745,000 |