Call reports 2002
GOLDEN GATE BANK — 2002
What GOLDEN GATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 448,609,000 | 457,466,000 | 442,813,000 | 467,822,000 |
| Total loans | 207,777,000 | 212,261,000 | 206,750,000 | 206,885,000 |
| Allowance for loan losses | 7,254,000 | 6,601,000 | 5,134,000 | 5,074,000 |
| Securities available for sale | 207,540,000 | 216,207,000 | 207,416,000 | 224,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,487,000 | 249,816,000 | 267,710,000 | 263,686,000 |
| Interest-bearing deposits | 259,147,000 | 237,645,000 | 247,797,000 | 244,073,000 |
| Noninterest-bearing deposits | 8,340,000 | 12,171,000 | 19,913,000 | 19,613,000 |
| Equity capital | 27,404,000 | 28,276,000 | 29,393,000 | 31,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,875,000 | 13,497,000 | 19,433,000 | 25,618,000 |
| Interest expense | 2,100,000 | 4,272,000 | 6,260,000 | 8,061,000 |
| Net interest income | 4,775,000 | 9,225,000 | 13,173,000 | 17,557,000 |
| Noninterest income | 244,000 | 475,000 | 1,305,000 | 1,583,000 |
| Noninterest expense | 2,094,000 | 4,211,000 | 6,281,000 | 8,376,000 |
| Provision for loan losses | 2,192,000 | 2,936,000 | 4,162,000 | 4,090,000 |
| Pretax income | 800,000 | 2,791,000 | 4,694,000 | 7,333,000 |
| Income tax | 321,000 | 1,106,000 | 1,889,000 | 2,909,000 |
| Net income | 479,000 | 1,685,000 | 2,805,000 | 4,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,546,000 | 27,472,000 | 28,241,000 | 29,564,000 |
| Total capital | 29,875,000 | 30,898,000 | 31,534,000 | 32,858,000 |
| Risk-weighted assets | 262,379,000 | 270,937,000 | 261,566,000 | 261,588,000 |