Call reports 2001
GOLDEN GATE BANK — 2001
What GOLDEN GATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 309,019,000 | 365,446,000 | 426,529,000 | 438,123,000 |
| Total loans | 185,095,000 | 192,918,000 | 197,536,000 | 212,044,000 |
| Allowance for loan losses | 3,782,000 | 3,977,000 | 4,998,000 | 6,197,000 |
| Securities available for sale | 100,978,000 | 153,441,000 | 202,280,000 | 208,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,461,000 | 222,927,000 | 227,415,000 | 235,950,000 |
| Interest-bearing deposits | 204,162,000 | 212,192,000 | 213,371,000 | 224,097,000 |
| Noninterest-bearing deposits | 52,299,000 | 10,735,000 | 14,044,000 | 11,853,000 |
| Equity capital | 21,619,000 | 22,617,000 | 24,301,000 | 29,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,699,000 | 11,778,000 | 18,649,000 | 25,893,000 |
| Interest expense | 1,778,000 | 4,056,000 | 6,871,000 | 9,420,000 |
| Net interest income | 3,921,000 | 7,722,000 | 11,778,000 | 16,473,000 |
| Noninterest income | 152,000 | 309,000 | 479,000 | 717,000 |
| Noninterest expense | 1,776,000 | 3,446,000 | 5,309,000 | 7,560,000 |
| Provision for loan losses | 395,000 | 1,054,000 | 2,875,000 | 4,528,000 |
| Pretax income | 2,181,000 | 3,912,000 | 4,481,000 | 5,660,000 |
| Income tax | 825,000 | 1,464,000 | 1,629,000 | 2,031,000 |
| Net income | 1,356,000 | 2,448,000 | 2,852,000 | 3,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,322,000 | 22,185,000 | 22,345,000 | 26,342,000 |
| Total capital | 24,185,000 | 25,141,000 | 25,429,000 | 29,697,000 |
| Risk-weighted assets | 228,089,000 | 235,426,000 | 244,808,000 | 265,535,000 |