Call reports 2013
MIDTOWN BANK & TRUST COMPANY — 2013
What MIDTOWN BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 183,720,000 | 191,467,000 | 198,376,000 | 203,103,000 |
| Total loans | 132,478,000 | 130,120,000 | 130,626,000 | 130,774,000 |
| Allowance for loan losses | 2,463,000 | 2,423,000 | 2,460,000 | 2,380,000 |
| Securities available for sale | 32,574,000 | 43,895,000 | 49,073,000 | 47,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,361,000 | 147,811,000 | 152,101,000 | 162,793,000 |
| Interest-bearing deposits | 120,451,000 | 127,841,000 | 131,773,000 | 140,351,000 |
| Noninterest-bearing deposits | 15,910,000 | 19,970,000 | 20,328,000 | 22,442,000 |
| Equity capital | 22,998,000 | 22,585,000 | 22,932,000 | 19,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,179,000 | 4,295,000 | 6,509,000 | 8,764,000 |
| Interest expense | 449,000 | 905,000 | 1,357,000 | 1,812,000 |
| Net interest income | 1,730,000 | 3,390,000 | 5,152,000 | 6,952,000 |
| Noninterest income | 1,185,000 | 1,985,000 | 2,911,000 | 3,352,000 |
| Noninterest expense | 2,235,000 | 4,041,000 | 5,872,000 | 7,551,000 |
| Provision for loan losses | -250,000 | -250,000 | -250,000 | -250,000 |
| Pretax income | 919,000 | 1,573,000 | 2,430,000 | 2,990,000 |
| Income tax | 348,000 | 599,000 | 923,000 | 1,137,000 |
| Net income | 571,000 | 974,000 | 1,507,000 | 1,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,296,000 | 18,795,000 | 19,431,000 | 17,289,000 |
| Total capital | 21,180,000 | 20,660,000 | 21,392,000 | 19,263,000 |
| Risk-weighted assets | 150,132,000 | 148,615,000 | 156,338,000 | 157,472,000 |