Call reports 2012
MIDTOWN BANK & TRUST COMPANY — 2012
What MIDTOWN BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 193,276,000 | 192,212,000 | 192,699,000 | 193,423,000 |
| Total loans | 125,119,000 | 125,119,000 | 127,695,000 | 139,565,000 |
| Allowance for loan losses | 3,160,000 | 2,492,000 | 2,488,000 | 2,704,000 |
| Securities available for sale | 50,151,000 | 46,410,000 | 46,684,000 | 35,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,681,000 | 144,725,000 | 144,479,000 | 145,480,000 |
| Interest-bearing deposits | 122,428,000 | 121,134,000 | 117,030,000 | 119,834,000 |
| Noninterest-bearing deposits | 23,253,000 | 23,591,000 | 27,449,000 | 25,646,000 |
| Equity capital | 21,029,000 | 21,632,000 | 22,194,000 | 22,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,292,000 | 4,576,000 | 6,787,000 | 9,063,000 |
| Interest expense | 625,000 | 1,217,000 | 1,764,000 | 2,272,000 |
| Net interest income | 1,667,000 | 3,359,000 | 5,023,000 | 6,791,000 |
| Noninterest income | 867,000 | 1,858,000 | 3,423,000 | 4,424,000 |
| Noninterest expense | 1,786,000 | 3,878,000 | 6,297,000 | 8,585,000 |
| Provision for loan losses | 150,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 599,000 | 1,220,000 | 2,030,000 | 2,589,000 |
| Income tax | 228,000 | 466,000 | 772,000 | 986,000 |
| Net income | 371,000 | 754,000 | 1,258,000 | 1,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,504,000 | 17,222,000 | 17,802,000 | 18,826,000 |
| Total capital | 18,337,000 | 19,068,000 | 19,647,000 | 20,718,000 |
| Risk-weighted assets | 145,301,000 | 147,044,000 | 146,939,000 | 150,487,000 |