Call reports 2011
MIDTOWN BANK & TRUST COMPANY — 2011
What MIDTOWN BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 196,369,000 | 187,005,000 | 191,030,000 | 194,478,000 |
| Total loans | 129,755,000 | 117,291,000 | 122,450,000 | 120,305,000 |
| Allowance for loan losses | 6,058,000 | 3,417,000 | 3,668,000 | 3,059,000 |
| Securities available for sale | 40,885,000 | 46,368,000 | 48,120,000 | 54,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,603,000 | 138,782,000 | 140,839,000 | 146,410,000 |
| Interest-bearing deposits | 127,825,000 | 117,530,000 | 118,226,000 | 132,458,000 |
| Noninterest-bearing deposits | 20,778,000 | 21,252,000 | 22,613,000 | 13,952,000 |
| Equity capital | 20,320,000 | 20,686,000 | 20,733,000 | 20,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,175,000 | 4,334,000 | 6,385,000 | 8,585,000 |
| Interest expense | 800,000 | 1,554,000 | 2,228,000 | 2,871,000 |
| Net interest income | 1,375,000 | 2,780,000 | 4,157,000 | 5,714,000 |
| Noninterest income | 536,000 | 1,120,000 | 1,741,000 | 2,548,000 |
| Noninterest expense | 1,627,000 | 3,133,000 | 4,946,000 | 6,824,000 |
| Provision for loan losses | 200,000 | 475,000 | 725,000 | 1,075,000 |
| Pretax income | 84,000 | 295,000 | 232,000 | 422,000 |
| Income tax | 34,000 | 114,000 | 91,000 | 227,000 |
| Net income | 50,000 | 181,000 | 141,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,078,000 | 15,768,000 | 15,216,000 | 16,071,000 |
| Total capital | 16,914,000 | 17,491,000 | 16,948,000 | 17,859,000 |
| Risk-weighted assets | 142,659,000 | 136,163,000 | 136,645,000 | 141,730,000 |