Call reports 2010
MIDTOWN BANK & TRUST COMPANY — 2010
What MIDTOWN BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 196,985,000 | 196,988,000 | 192,763,000 | 197,967,000 |
| Total loans | 138,753,000 | 134,239,000 | 133,044,000 | 138,967,000 |
| Allowance for loan losses | 6,626,000 | 6,439,000 | 5,837,000 | 6,053,000 |
| Securities available for sale | 40,430,000 | 37,560,000 | 34,555,000 | 33,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,393,000 | 141,647,000 | 140,588,000 | 148,248,000 |
| Interest-bearing deposits | 132,975,000 | 129,705,000 | 128,908,000 | 138,000,000 |
| Noninterest-bearing deposits | 9,418,000 | 11,942,000 | 11,680,000 | 10,248,000 |
| Equity capital | 22,180,000 | 22,399,000 | 22,501,000 | 20,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,364,000 | 4,623,000 | 6,787,000 | 8,876,000 |
| Interest expense | 1,005,000 | 1,972,000 | 2,887,000 | 3,751,000 |
| Net interest income | 1,359,000 | 2,651,000 | 3,900,000 | 5,125,000 |
| Noninterest income | 239,000 | 592,000 | 1,160,000 | 1,857,000 |
| Noninterest expense | 1,397,000 | 2,828,000 | 4,510,000 | 6,938,000 |
| Provision for loan losses | 375,000 | 550,000 | 675,000 | 3,250,000 |
| Pretax income | -173,000 | -23,000 | -10,000 | -3,091,000 |
| Income tax | -81,000 | -32,000 | -30,000 | -1,189,000 |
| Net income | -92,000 | 9,000 | 20,000 | -1,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,467,000 | 21,637,000 | 21,652,000 | 14,758,000 |
| Total capital | 23,662,000 | 23,747,000 | 23,640,000 | 16,611,000 |
| Risk-weighted assets | 171,235,000 | 164,480,000 | 155,188,000 | 144,077,000 |