Call reports 2009
MIDTOWN BANK & TRUST COMPANY — 2009
What MIDTOWN BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 222,690,000 | 226,368,000 | 219,995,000 | 198,908,000 |
| Total loans | 162,885,000 | 155,972,000 | 151,681,000 | 144,900,000 |
| Allowance for loan losses | 3,053,000 | 4,542,000 | 4,542,000 | 10,677,000 |
| Securities available for sale | 39,869,000 | 37,166,000 | 44,859,000 | 44,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,200,000 | 165,816,000 | 158,825,000 | 143,015,000 |
| Interest-bearing deposits | 145,107,000 | 156,164,000 | 149,647,000 | 136,601,000 |
| Noninterest-bearing deposits | 15,093,000 | 9,652,000 | 9,178,000 | 6,414,000 |
| Equity capital | 28,803,000 | 26,637,000 | 27,480,000 | 22,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,628,000 | 5,125,000 | 7,858,000 | 10,293,000 |
| Interest expense | 1,473,000 | 2,824,000 | 4,094,000 | 5,222,000 |
| Net interest income | 1,155,000 | 2,301,000 | 3,764,000 | 5,071,000 |
| Noninterest income | 70,000 | 326,000 | 665,000 | 867,000 |
| Noninterest expense | 1,113,000 | 2,641,000 | 4,015,000 | 5,369,000 |
| Provision for loan losses | 75,000 | 3,225,000 | 3,225,000 | 11,575,000 |
| Pretax income | 39,000 | -3,386,000 | -2,958,000 | -11,121,000 |
| Income tax | 13,000 | -1,240,000 | -1,084,000 | -4,200,000 |
| Net income | 26,000 | -2,146,000 | -1,874,000 | -6,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,841,000 | 26,009,000 | 26,780,000 | 21,665,000 |
| Total capital | 31,060,000 | 28,338,000 | 29,114,000 | 23,923,000 |
| Risk-weighted assets | 176,714,000 | 184,824,000 | 184,551,000 | 172,259,000 |