Call reports 2007
MIDTOWN BANK & TRUST COMPANY — 2007
What MIDTOWN BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 149,809,000 | 178,275,000 | 183,913,000 | 201,746,000 |
| Total loans | 114,521,000 | 138,956,000 | 148,239,000 | 142,980,000 |
| Allowance for loan losses | 1,590,000 | 1,755,000 | 1,880,000 | 1,681,000 |
| Securities available for sale | 27,601,000 | 26,784,000 | 26,513,000 | 42,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,484,000 | 138,654,000 | 141,243,000 | 151,000,000 |
| Interest-bearing deposits | 117,589,000 | 132,269,000 | 131,718,000 | 141,043,000 |
| Noninterest-bearing deposits | 7,895,000 | 6,385,000 | 9,525,000 | 9,957,000 |
| Equity capital | 24,066,000 | 24,119,000 | 24,819,000 | 25,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,997,000 | 6,319,000 | 9,854,000 | 13,278,000 |
| Interest expense | 1,617,000 | 3,374,000 | 5,276,000 | 7,179,000 |
| Net interest income | 1,380,000 | 2,945,000 | 4,578,000 | 6,099,000 |
| Noninterest income | 202,000 | 491,000 | 732,000 | 944,000 |
| Noninterest expense | 994,000 | 2,071,000 | 3,179,000 | 4,226,000 |
| Provision for loan losses | 75,000 | 240,000 | 365,000 | 1,035,000 |
| Pretax income | 513,000 | 1,125,000 | 1,742,000 | 1,758,000 |
| Income tax | 194,000 | 429,000 | 665,000 | 672,000 |
| Net income | 319,000 | 696,000 | 1,077,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,155,000 | 24,545,000 | 24,940,000 | 24,962,000 |
| Total capital | 25,745,000 | 26,300,000 | 26,820,000 | 26,643,000 |
| Risk-weighted assets | 127,922,000 | 159,301,000 | 166,618,000 | 167,321,000 |