Call reports 2006
MIDTOWN BANK & TRUST COMPANY — 2006
What MIDTOWN BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 104,334,000 | 112,692,000 | 141,496,000 | 158,015,000 |
| Total loans | 78,234,000 | 91,256,000 | 104,106,000 | 111,852,000 |
| Allowance for loan losses | 1,025,000 | 1,140,000 | 1,295,000 | 1,515,000 |
| Securities available for sale | 10,958,000 | 13,050,000 | 19,383,000 | 27,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,370,000 | 102,451,000 | 123,296,000 | 133,888,000 |
| Interest-bearing deposits | 88,830,000 | 95,013,000 | 116,635,000 | 126,781,000 |
| Noninterest-bearing deposits | 5,540,000 | 7,438,000 | 6,661,000 | 7,107,000 |
| Equity capital | 9,809,000 | 10,003,000 | 17,829,000 | 23,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,606,000 | 6,059,000 | 8,895,000 |
| Interest expense | 760,000 | 1,781,000 | 3,056,000 | 4,545,000 |
| Net interest income | 808,000 | 1,825,000 | 3,003,000 | 4,350,000 |
| Noninterest income | 244,000 | 466,000 | 720,000 | 961,000 |
| Noninterest expense | 805,000 | 1,632,000 | 2,534,000 | 3,465,000 |
| Provision for loan losses | 130,000 | 245,000 | 400,000 | 620,000 |
| Pretax income | 117,000 | 389,000 | 764,000 | 1,201,000 |
| Income tax | 0 | 0 | 0 | -694,000 |
| Net income | 117,000 | 389,000 | 764,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,938,000 | 10,225,000 | 17,889,000 | 23,823,000 |
| Total capital | 10,963,000 | 11,365,000 | 19,184,000 | 25,338,000 |
| Risk-weighted assets | 86,488,000 | 93,468,000 | 111,778,000 | 128,507,000 |