Call reports 2005
MIDTOWN BANK & TRUST COMPANY — 2005
What MIDTOWN BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 60,313,000 | 62,812,000 | 82,888,000 | 87,161,000 |
| Total loans | 39,974,000 | 47,450,000 | 56,672,000 | 66,533,000 |
| Allowance for loan losses | 534,000 | 631,000 | 771,000 | 895,000 |
| Securities available for sale | 7,596,000 | 7,581,000 | 10,546,000 | 11,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,166,000 | 52,863,000 | 73,123,000 | 77,268,000 |
| Interest-bearing deposits | 45,347,000 | 48,988,000 | 68,287,000 | 71,462,000 |
| Noninterest-bearing deposits | 4,819,000 | 3,875,000 | 4,836,000 | 5,806,000 |
| Equity capital | 9,897,000 | 9,700,000 | 9,582,000 | 9,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,542,000 | 2,666,000 | 3,995,000 |
| Interest expense | 312,000 | 689,000 | 1,216,000 | 1,832,000 |
| Net interest income | 379,000 | 853,000 | 1,450,000 | 2,163,000 |
| Noninterest income | 81,000 | 225,000 | 395,000 | 601,000 |
| Noninterest expense | 583,000 | 1,343,000 | 2,056,000 | 2,807,000 |
| Provision for loan losses | 20,000 | 117,000 | 257,000 | 381,000 |
| Pretax income | -143,000 | -382,000 | -468,000 | -424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -143,000 | -382,000 | -468,000 | -424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,966,000 | 9,728,000 | 9,641,000 | 9,818,000 |
| Total capital | 10,500,000 | 10,359,000 | 10,412,000 | 10,713,000 |
| Risk-weighted assets | 47,023,000 | 53,516,000 | 62,579,000 | 71,386,000 |