Call reports 2007
CITIZENS STATE BANK, THE — 2007
What CITIZENS STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 10,853,000 | 10,686,000 |
| Total loans | 5,450,000 | 5,048,000 |
| Allowance for loan losses | 308,000 | 252,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 2,510,000 | 2,911,000 |
| Trading assets | 0 | 0 |
| Total deposits | 9,745,000 | 9,583,000 |
| Interest-bearing deposits | 7,537,000 | 6,747,000 |
| Noninterest-bearing deposits | 2,208,000 | 2,836,000 |
| Equity capital | 1,082,000 | 1,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 172,000 | 341,000 |
| Interest expense | 55,000 | 114,000 |
| Net interest income | 117,000 | 227,000 |
| Noninterest income | 6,000 | 10,000 |
| Noninterest expense | 122,000 | 245,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,000 | -8,000 |
| Income tax | 0 | 0 |
| Net income | 1,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 1,049,000 | 1,040,000 |
| Total capital | 1,123,000 | 1,111,000 |
| Risk-weighted assets | 6,068,000 | 5,664,000 |