Call reports 2012
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF PEKIN — 2012
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF PEKIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 27,071,000 | 26,046,000 |
| Total loans | 21,997,000 | 21,459,000 |
| Allowance for loan losses | 201,000 | 213,000 |
| Securities available for sale | 463,000 | 463,000 |
| Securities held to maturity | 190,000 | 180,000 |
| Trading assets | 0 | 0 |
| Total deposits | 22,048,000 | 21,056,000 |
| Interest-bearing deposits | 21,262,000 | 20,308,000 |
| Noninterest-bearing deposits | 786,000 | 748,000 |
| Equity capital | 2,080,000 | 2,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 338,000 | 670,000 |
| Interest expense | 77,000 | 149,000 |
| Net interest income | 261,000 | 521,000 |
| Noninterest income | 12,000 | 24,000 |
| Noninterest expense | 307,000 | 558,000 |
| Provision for loan losses | 12,000 | 24,000 |
| Pretax income | -43,000 | -34,000 |
| Income tax | 0 | 0 |
| Net income | -43,000 | -34,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 2,063,000 | 2,072,000 |
| Total capital | 2,245,000 | 2,259,000 |
| Risk-weighted assets | 14,518,000 | 14,944,000 |