Call reports 2006
PIERCE COMMERCIAL BANK — 2006
What PIERCE COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 203,275,000 | 213,038,000 | 239,588,000 | 223,742,000 |
| Total loans | 159,274,000 | 183,790,000 | 204,659,000 | 201,208,000 |
| Allowance for loan losses | 1,788,000 | 1,870,000 | 1,992,000 | 2,277,000 |
| Securities available for sale | 1,482,000 | 1,976,000 | 4,764,000 | 5,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,650,000 | 181,496,000 | 206,490,000 | 183,737,000 |
| Interest-bearing deposits | 146,667,000 | 153,310,000 | 182,713,000 | 158,121,000 |
| Noninterest-bearing deposits | 25,983,000 | 28,186,000 | 23,777,000 | 25,616,000 |
| Equity capital | 18,650,000 | 19,583,000 | 20,691,000 | 21,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,326,000 | 7,268,000 | 11,734,000 | 16,246,000 |
| Interest expense | 1,140,000 | 2,432,000 | 4,065,000 | 5,756,000 |
| Net interest income | 2,186,000 | 4,836,000 | 7,669,000 | 10,490,000 |
| Noninterest income | 2,304,000 | 5,112,000 | 8,234,000 | 11,381,000 |
| Noninterest expense | 3,483,000 | 7,436,000 | 11,632,000 | 15,670,000 |
| Provision for loan losses | 60,000 | 140,000 | 260,000 | 560,000 |
| Pretax income | 947,000 | 2,372,000 | 4,011,000 | 5,641,000 |
| Income tax | 329,000 | 826,000 | 1,390,000 | 1,979,000 |
| Net income | 618,000 | 1,546,000 | 2,621,000 | 3,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,585,000 | 19,524,000 | 20,613,000 | 21,670,000 |
| Total capital | 20,373,000 | 21,394,000 | 22,605,000 | 23,844,000 |
| Risk-weighted assets | 151,985,000 | 172,283,000 | 192,687,000 | 173,795,000 |