Call reports 2025
PEOPLES COMMUNITY BANK — 2025
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 712,003,000 | 706,435,000 | 704,795,000 | 707,419,000 |
| Total loans | 461,611,000 | 465,167,000 | 478,107,000 | 486,285,000 |
| Allowance for loan losses | 5,391,000 | 5,533,000 | 5,710,000 | 5,366,000 |
| Securities available for sale | 123,200,000 | 121,085,000 | 118,588,000 | 117,196,000 |
| Securities held to maturity | 21,964,000 | 28,032,000 | 35,072,000 | 39,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,619,000 | 585,932,000 | 576,082,000 | 572,128,000 |
| Interest-bearing deposits | 496,450,000 | 491,752,000 | 481,100,000 | 486,667,000 |
| Noninterest-bearing deposits | 92,169,000 | 94,180,000 | 94,982,000 | 85,461,000 |
| Equity capital | 121,629,000 | 118,633,000 | 126,873,000 | 131,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,099,000 | 20,637,000 | 31,464,000 | 42,163,000 |
| Interest expense | 3,161,000 | 6,285,000 | 9,401,000 | 12,378,000 |
| Net interest income | 6,938,000 | 14,352,000 | 22,063,000 | 29,785,000 |
| Noninterest income | 1,083,000 | 2,231,000 | 3,483,000 | 4,418,000 |
| Noninterest expense | 4,840,000 | 8,325,000 | 11,885,000 | 16,305,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,080,000 |
| Pretax income | 2,911,000 | 7,718,000 | 12,851,000 | 16,818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,911,000 | 7,718,000 | 12,851,000 | 16,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,567,000 | 126,374,000 | 131,506,000 | 134,915,000 |