Call reports 2024
PEOPLES COMMUNITY BANK — 2024
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 677,197,000 | 692,004,000 | 688,235,000 | 693,448,000 |
| Total loans | 452,295,000 | 451,213,000 | 460,663,000 | 456,496,000 |
| Allowance for loan losses | 5,101,000 | 4,909,000 | 5,095,000 | 5,123,000 |
| Securities available for sale | 135,887,000 | 132,908,000 | 134,645,000 | 129,514,000 |
| Securities held to maturity | 791,000 | 1,273,000 | 4,436,000 | 18,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,381,000 | 578,811,000 | 567,654,000 | 572,413,000 |
| Interest-bearing deposits | 474,200,000 | 484,946,000 | 476,213,000 | 483,177,000 |
| Noninterest-bearing deposits | 85,181,000 | 93,865,000 | 91,441,000 | 89,236,000 |
| Equity capital | 116,399,000 | 111,489,000 | 118,652,000 | 119,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,154,000 | 18,991,000 | 29,014,000 | 39,239,000 |
| Interest expense | 3,173,000 | 6,433,000 | 9,870,000 | 13,199,000 |
| Net interest income | 5,981,000 | 12,558,000 | 19,144,000 | 26,040,000 |
| Noninterest income | 1,139,000 | 2,330,000 | 3,556,000 | 4,956,000 |
| Noninterest expense | 3,250,000 | 7,022,000 | 10,468,000 | 14,717,000 |
| Provision for loan losses | 135,000 | -30,000 | 195,000 | 465,000 |
| Pretax income | 3,735,000 | 7,596,000 | 11,737,000 | 15,514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,735,000 | 7,596,000 | 11,737,000 | 15,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,092,000 | 119,253,000 | 123,393,000 | 126,656,000 |