Call reports 2023
PEOPLES COMMUNITY BANK — 2023
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 678,317,000 | 677,040,000 | 651,525,000 | 661,354,000 |
| Total loans | 439,762,000 | 451,533,000 | 459,437,000 | 453,085,000 |
| Allowance for loan losses | 5,338,000 | 5,406,000 | 5,334,000 | 5,026,000 |
| Securities available for sale | 147,527,000 | 143,897,000 | 137,562,000 | 139,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,348,000 | 571,743,000 | 538,649,000 | 546,444,000 |
| Interest-bearing deposits | 471,310,000 | 479,088,000 | 447,895,000 | 463,849,000 |
| Noninterest-bearing deposits | 97,038,000 | 92,655,000 | 90,754,000 | 82,595,000 |
| Equity capital | 109,179,000 | 104,436,000 | 101,656,000 | 113,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,888,000 | 16,414,000 | 25,194,000 | 34,172,000 |
| Interest expense | 1,671,000 | 3,722,000 | 6,148,000 | 9,001,000 |
| Net interest income | 6,217,000 | 12,692,000 | 19,046,000 | 25,171,000 |
| Noninterest income | 1,137,000 | 2,344,000 | 3,530,000 | 4,974,000 |
| Noninterest expense | 3,148,000 | 6,672,000 | 10,148,000 | 14,222,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 4,071,000 | 8,094,000 | 12,023,000 | 15,383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,071,000 | 8,094,000 | 12,023,000 | 15,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,331,000 | 112,554,000 | 116,483,000 | 119,357,000 |