Call reports 2022
PEOPLES COMMUNITY BANK — 2022
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 643,433,000 | 650,610,000 | 641,517,000 | 650,597,000 |
| Total loans | 411,009,000 | 428,644,000 | 431,334,000 | 445,202,000 |
| Allowance for loan losses | 5,523,000 | 5,640,000 | 5,692,000 | 5,298,000 |
| Securities available for sale | 139,731,000 | 138,897,000 | 145,087,000 | 149,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,700,000 | 553,584,000 | 546,187,000 | 535,820,000 |
| Interest-bearing deposits | 447,310,000 | 455,406,000 | 440,045,000 | 445,070,000 |
| Noninterest-bearing deposits | 88,390,000 | 98,178,000 | 106,142,000 | 90,750,000 |
| Equity capital | 107,347,000 | 96,746,000 | 94,853,000 | 103,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,741,000 | 13,786,000 | 21,165,000 | 28,719,000 |
| Interest expense | 558,000 | 1,190,000 | 1,886,000 | 2,946,000 |
| Net interest income | 6,183,000 | 12,596,000 | 19,279,000 | 25,773,000 |
| Noninterest income | 1,108,000 | 2,484,000 | 3,699,000 | 4,651,000 |
| Noninterest expense | 3,104,000 | 6,323,000 | 9,614,000 | 13,080,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 4,052,000 | 8,492,000 | 12,964,000 | 16,809,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,052,000 | 8,492,000 | 12,964,000 | 16,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,385,000 | 104,525,000 | 109,022,000 | 112,250,000 |