Call reports 2021
PEOPLES COMMUNITY BANK — 2021
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 593,569,000 | 607,278,000 | 614,305,000 | 620,687,000 |
| Total loans | 397,653,000 | 396,590,000 | 391,485,000 | 402,006,000 |
| Allowance for loan losses | 5,203,000 | 5,335,000 | 5,420,000 | 5,361,000 |
| Securities available for sale | 124,407,000 | 140,004,000 | 147,105,000 | 148,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,377,000 | 501,615,000 | 504,510,000 | 509,485,000 |
| Interest-bearing deposits | 410,782,000 | 422,184,000 | 425,111,000 | 441,475,000 |
| Noninterest-bearing deposits | 75,595,000 | 79,431,000 | 79,399,000 | 68,010,000 |
| Equity capital | 104,749,000 | 103,325,000 | 107,309,000 | 110,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,971,000 | 16,232,000 | 22,920,000 | 29,648,000 |
| Interest expense | 716,000 | 1,401,000 | 2,057,000 | 2,658,000 |
| Net interest income | 7,255,000 | 14,831,000 | 20,863,000 | 26,990,000 |
| Noninterest income | 946,000 | 2,114,000 | 3,276,000 | 4,477,000 |
| Noninterest expense | 2,867,000 | 5,991,000 | 8,935,000 | 12,272,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 5,199,000 | 10,684,000 | 14,799,000 | 18,655,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,199,000 | 10,684,000 | 14,799,000 | 18,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,460,000 | 97,289,000 | 101,429,000 | 105,375,000 |