Call reports 2020
PEOPLES COMMUNITY BANK — 2020
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 495,380,000 | 536,792,000 | 540,804,000 | 553,302,000 |
| Total loans | 345,849,000 | 375,000,000 | 386,173,000 | 392,956,000 |
| Allowance for loan losses | 4,411,000 | 4,670,000 | 4,834,000 | 4,996,000 |
| Securities available for sale | 103,685,000 | 103,742,000 | 104,951,000 | 103,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,557,000 | 438,492,000 | 438,486,000 | 450,479,000 |
| Interest-bearing deposits | 356,966,000 | 378,805,000 | 378,601,000 | 388,885,000 |
| Noninterest-bearing deposits | 39,591,000 | 59,687,000 | 59,885,000 | 61,594,000 |
| Equity capital | 93,147,000 | 92,787,000 | 96,723,000 | 100,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,543,000 | 13,029,000 | 20,371,000 | 27,027,000 |
| Interest expense | 1,164,000 | 2,142,000 | 3,009,000 | 3,788,000 |
| Net interest income | 5,379,000 | 10,887,000 | 17,362,000 | 23,239,000 |
| Noninterest income | 1,205,000 | 3,040,000 | 3,492,000 | 4,713,000 |
| Noninterest expense | 2,581,000 | 5,421,000 | 8,304,000 | 11,267,000 |
| Provision for loan losses | 266,000 | 533,000 | 799,000 | 1,325,000 |
| Pretax income | 3,737,000 | 7,973,000 | 11,751,000 | 15,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,737,000 | 7,973,000 | 11,751,000 | 15,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,914,000 | 86,800,000 | 90,602,000 | 94,236,000 |