Call reports 2018
PEOPLES COMMUNITY BANK — 2018
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 467,873,000 | 460,014,000 | 463,133,000 | 469,116,000 |
| Total loans | 313,915,000 | 318,946,000 | 329,962,000 | 329,109,000 |
| Allowance for loan losses | 3,607,000 | 3,690,000 | 3,706,000 | 3,701,000 |
| Securities available for sale | 96,344,000 | 104,049,000 | 103,193,000 | 103,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,588,000 | 376,602,000 | 372,935,000 | 378,511,000 |
| Interest-bearing deposits | 340,783,000 | 333,929,000 | 331,519,000 | 338,807,000 |
| Noninterest-bearing deposits | 40,805,000 | 42,673,000 | 41,416,000 | 39,704,000 |
| Equity capital | 76,431,000 | 73,411,000 | 76,189,000 | 80,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,753,000 | 11,687,000 | 17,849,000 | 23,988,000 |
| Interest expense | 665,000 | 1,389,000 | 2,199,000 | 3,172,000 |
| Net interest income | 5,088,000 | 10,298,000 | 15,650,000 | 20,816,000 |
| Noninterest income | 932,000 | 1,988,000 | 2,997,000 | 3,976,000 |
| Noninterest expense | 2,630,000 | 5,422,000 | 8,079,000 | 10,858,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 809,000 |
| Pretax income | 3,286,000 | 6,653,000 | 10,253,000 | 13,125,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,286,000 | 6,653,000 | 10,253,000 | 13,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,378,000 | 71,271,000 | 74,895,000 | 77,792,000 |
| Total capital | 77,985,000 | 74,961,000 | 78,601,000 | 81,493,000 |
| Risk-weighted assets | 328,051,000 | 331,435,000 | 337,237,000 | 336,160,000 |