Call reports 2017
PEOPLES COMMUNITY BANK — 2017
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 442,381,000 | 436,078,000 | 448,293,000 | 449,495,000 |
| Total loans | 306,069,000 | 307,416,000 | 312,567,000 | 316,826,000 |
| Allowance for loan losses | 3,557,000 | 3,688,000 | 3,589,000 | 3,600,000 |
| Securities available for sale | 87,007,000 | 98,321,000 | 98,175,000 | 95,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,361,000 | 365,975,000 | 366,148,000 | 365,386,000 |
| Interest-bearing deposits | 326,068,000 | 325,532,000 | 325,389,000 | 326,632,000 |
| Noninterest-bearing deposits | 39,293,000 | 40,443,000 | 40,759,000 | 38,754,000 |
| Equity capital | 70,573,000 | 68,752,000 | 72,018,000 | 74,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,355,000 | 10,994,000 | 16,902,000 | 22,641,000 |
| Interest expense | 542,000 | 1,113,000 | 1,701,000 | 2,297,000 |
| Net interest income | 4,813,000 | 9,881,000 | 15,201,000 | 20,344,000 |
| Noninterest income | 937,000 | 1,891,000 | 2,891,000 | 3,858,000 |
| Noninterest expense | 2,441,000 | 5,072,000 | 7,748,000 | 10,640,000 |
| Provision for loan losses | 107,000 | 215,000 | 323,000 | 429,000 |
| Pretax income | 3,202,000 | 6,491,000 | 10,027,000 | 13,139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,202,000 | 6,491,000 | 10,027,000 | 13,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,234,000 | 64,481,000 | 68,141,000 | 71,169,000 |
| Total capital | 71,791,000 | 68,169,000 | 71,730,000 | 74,769,000 |
| Risk-weighted assets | 313,734,000 | 318,239,000 | 322,422,000 | 325,969,000 |