Call reports 2016
PEOPLES COMMUNITY BANK — 2016
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 420,597,000 | 421,603,000 | 425,495,000 | 426,067,000 |
| Total loans | 294,444,000 | 299,743,000 | 309,636,000 | 309,087,000 |
| Allowance for loan losses | 3,739,000 | 3,699,000 | 3,595,000 | 3,500,000 |
| Securities available for sale | 74,462,000 | 84,607,000 | 83,589,000 | 82,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,670,000 | 352,505,000 | 349,122,000 | 352,659,000 |
| Interest-bearing deposits | 308,120,000 | 310,954,000 | 314,324,000 | 309,964,000 |
| Noninterest-bearing deposits | 41,550,000 | 41,551,000 | 34,798,000 | 42,695,000 |
| Equity capital | 64,943,000 | 62,939,000 | 65,921,000 | 66,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,410,000 | 10,899,000 | 16,485,000 | 22,114,000 |
| Interest expense | 462,000 | 967,000 | 1,494,000 | 2,017,000 |
| Net interest income | 4,948,000 | 9,932,000 | 14,991,000 | 20,097,000 |
| Noninterest income | 979,000 | 1,967,000 | 2,906,000 | 3,787,000 |
| Noninterest expense | 2,616,000 | 5,224,000 | 7,863,000 | 10,489,000 |
| Provision for loan losses | 90,000 | 180,000 | 285,000 | 390,000 |
| Pretax income | 3,175,000 | 6,449,000 | 9,705,000 | 12,961,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,175,000 | 6,449,000 | 9,705,000 | 12,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,739,000 | 58,028,000 | 61,298,000 | 64,569,000 |
| Total capital | 64,471,000 | 61,727,000 | 64,893,000 | 68,069,000 |
| Risk-weighted assets | 298,542,000 | 304,072,000 | 313,592,000 | 313,150,000 |