Call reports 2015
PEOPLES COMMUNITY BANK — 2015
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 329,790,000 | 336,702,000 | 340,404,000 | 351,820,000 |
| Total loans | 235,629,000 | 245,570,000 | 248,729,000 | 256,048,000 |
| Allowance for loan losses | 3,817,000 | 3,997,000 | 4,114,000 | 3,685,000 |
| Securities available for sale | 74,809,000 | 72,468,000 | 72,555,000 | 71,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,035,000 | 274,774,000 | 273,316,000 | 274,459,000 |
| Interest-bearing deposits | 236,790,000 | 243,858,000 | 241,721,000 | 244,471,000 |
| Noninterest-bearing deposits | 28,245,000 | 30,916,000 | 31,595,000 | 29,988,000 |
| Equity capital | 58,691,000 | 55,129,000 | 58,823,000 | 61,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,385,000 | 9,001,000 | 13,768,000 | 18,616,000 |
| Interest expense | 353,000 | 721,000 | 1,099,000 | 1,492,000 |
| Net interest income | 4,032,000 | 8,280,000 | 12,669,000 | 17,124,000 |
| Noninterest income | 838,000 | 1,869,000 | 2,852,000 | 3,790,000 |
| Noninterest expense | 2,053,000 | 4,155,000 | 6,304,000 | 8,843,000 |
| Provision for loan losses | 90,000 | 340,000 | 506,000 | 606,000 |
| Pretax income | 2,727,000 | 5,646,000 | 8,734,000 | 11,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,727,000 | 5,646,000 | 8,734,000 | 11,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,241,000 | 53,165,000 | 56,258,000 | 59,016,000 |
| Total capital | 58,203,000 | 56,234,000 | 59,360,000 | 62,213,000 |
| Risk-weighted assets | 236,013,000 | 244,624,000 | 247,171,000 | 255,299,000 |