Call reports 2014
PEOPLES COMMUNITY BANK — 2014
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 307,709,000 | 311,713,000 | 314,395,000 | 320,553,000 |
| Total loans | 209,006,000 | 211,791,000 | 218,490,000 | 226,622,000 |
| Allowance for loan losses | 3,350,000 | 3,438,000 | 3,736,000 | 3,760,000 |
| Securities available for sale | 63,155,000 | 71,432,000 | 74,873,000 | 73,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,329,000 | 260,039,000 | 260,748,000 | 256,489,000 |
| Interest-bearing deposits | 228,323,000 | 233,083,000 | 233,456,000 | 229,255,000 |
| Noninterest-bearing deposits | 27,006,000 | 26,956,000 | 27,292,000 | 27,234,000 |
| Equity capital | 51,263,000 | 50,130,000 | 52,901,000 | 55,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,861,000 | 7,883,000 | 12,105,000 | 16,413,000 |
| Interest expense | 385,000 | 772,000 | 1,146,000 | 1,497,000 |
| Net interest income | 3,476,000 | 7,111,000 | 10,959,000 | 14,916,000 |
| Noninterest income | 696,000 | 1,476,000 | 2,299,000 | 3,058,000 |
| Noninterest expense | 1,958,000 | 3,859,000 | 5,497,000 | 7,485,000 |
| Provision for loan losses | 90,000 | 180,000 | 659,000 | 750,000 |
| Pretax income | 2,124,000 | 4,548,000 | 7,102,000 | 9,745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,124,000 | 4,548,000 | 7,102,000 | 9,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,156,000 | 47,331,000 | 49,884,000 | 52,528,000 |
| Total capital | 51,942,000 | 50,201,000 | 52,850,000 | 55,563,000 |
| Risk-weighted assets | 221,655,000 | 228,398,000 | 236,363,000 | 241,927,000 |