Call reports 2013
PEOPLES COMMUNITY BANK — 2013
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 155,503,000 | 158,361,000 | 162,648,000 | 163,568,000 |
| Total loans | 112,362,000 | 116,802,000 | 119,590,000 | 120,790,000 |
| Allowance for loan losses | 1,457,000 | 1,490,000 | 1,497,000 | 1,482,000 |
| Securities available for sale | 30,581,000 | 31,141,000 | 31,236,000 | 31,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,511,000 | 131,343,000 | 136,914,000 | 137,079,000 |
| Interest-bearing deposits | 114,956,000 | 119,441,000 | 123,641,000 | 124,677,000 |
| Noninterest-bearing deposits | 11,555,000 | 11,902,000 | 13,273,000 | 12,402,000 |
| Equity capital | 25,732,000 | 23,685,000 | 25,331,000 | 26,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,150,000 | 4,373,000 | 6,678,000 | 9,018,000 |
| Interest expense | 250,000 | 506,000 | 763,000 | 1,009,000 |
| Net interest income | 1,900,000 | 3,867,000 | 5,915,000 | 8,009,000 |
| Noninterest income | 400,000 | 807,000 | 1,231,000 | 1,649,000 |
| Noninterest expense | 933,000 | 1,875,000 | 2,900,000 | 4,313,000 |
| Provision for loan losses | 54,000 | 104,000 | 155,000 | 205,000 |
| Pretax income | 1,313,000 | 2,695,000 | 4,091,000 | 5,140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,313,000 | 2,695,000 | 4,091,000 | 5,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,018,000 | 22,909,000 | 24,315,000 | 25,374,000 |
| Total capital | 25,434,000 | 24,371,000 | 25,806,000 | 26,856,000 |
| Risk-weighted assets | 113,224,000 | 116,913,000 | 119,257,000 | 119,474,000 |