Call reports 2012
PEOPLES COMMUNITY BANK — 2012
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 144,464,000 | 146,062,000 | 148,547,000 | 156,052,000 |
| Total loans | 99,846,000 | 106,688,000 | 109,861,000 | 113,086,000 |
| Allowance for loan losses | 1,327,000 | 1,371,000 | 1,405,000 | 1,408,000 |
| Securities available for sale | 26,308,000 | 28,971,000 | 29,681,000 | 29,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,423,000 | 121,766,000 | 122,823,000 | 129,283,000 |
| Interest-bearing deposits | 107,351,000 | 109,363,000 | 110,502,000 | 115,888,000 |
| Noninterest-bearing deposits | 12,072,000 | 12,403,000 | 12,321,000 | 13,395,000 |
| Equity capital | 22,732,000 | 22,004,000 | 23,369,000 | 24,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,004,000 | 4,091,000 | 6,261,000 | 8,492,000 |
| Interest expense | 240,000 | 495,000 | 752,000 | 1,002,000 |
| Net interest income | 1,764,000 | 3,596,000 | 5,509,000 | 7,490,000 |
| Noninterest income | 416,000 | 858,000 | 1,264,000 | 1,690,000 |
| Noninterest expense | 926,000 | 1,831,000 | 2,802,000 | 3,878,000 |
| Provision for loan losses | 50,000 | 104,000 | 155,000 | 204,000 |
| Pretax income | 1,204,000 | 2,519,000 | 3,816,000 | 5,098,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,204,000 | 2,519,000 | 3,816,000 | 5,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,022,000 | 20,095,000 | 21,402,000 | 22,694,000 |
| Total capital | 22,251,000 | 21,403,000 | 22,643,000 | 24,102,000 |
| Risk-weighted assets | 105,078,000 | 112,490,000 | 107,279,000 | 113,081,000 |