Call reports 2011
PEOPLES COMMUNITY BANK — 2011
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 123,171,000 | 125,772,000 | 131,191,000 | 136,459,000 |
| Total loans | 90,350,000 | 95,770,000 | 96,903,000 | 98,515,000 |
| Allowance for loan losses | 1,171,000 | 1,195,000 | 1,234,000 | 1,285,000 |
| Securities available for sale | 18,040,000 | 20,857,000 | 23,217,000 | 24,224,000 |
| Securities held to maturity | 2,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,008,000 | 105,524,000 | 108,364,000 | 112,622,000 |
| Interest-bearing deposits | 93,157,000 | 95,327,000 | 98,057,000 | 101,576,000 |
| Noninterest-bearing deposits | 10,851,000 | 10,197,000 | 10,307,000 | 11,046,000 |
| Equity capital | 18,890,000 | 18,916,000 | 20,434,000 | 21,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,741,000 | 3,680,000 | 5,646,000 | 7,640,000 |
| Interest expense | 246,000 | 502,000 | 745,000 | 980,000 |
| Net interest income | 1,495,000 | 3,178,000 | 4,901,000 | 6,660,000 |
| Noninterest income | 482,000 | 939,000 | 1,382,000 | 1,690,000 |
| Noninterest expense | 830,000 | 1,761,000 | 2,756,000 | 3,738,000 |
| Provision for loan losses | 30,000 | 63,000 | 98,000 | 143,000 |
| Pretax income | 1,117,000 | 2,293,000 | 3,429,000 | 4,469,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,117,000 | 2,293,000 | 3,429,000 | 4,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,923,000 | 17,609,000 | 18,757,000 | 19,807,000 |
| Total capital | 19,021,000 | 18,764,000 | 19,936,000 | 21,009,000 |
| Risk-weighted assets | 92,503,000 | 97,739,000 | 100,393,000 | 102,735,000 |