Call reports 2010
PEOPLES COMMUNITY BANK — 2010
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 89,670,000 | 90,314,000 | 91,591,000 | 98,601,000 |
| Total loans | 62,916,000 | 65,319,000 | 68,226,000 | 75,810,000 |
| Allowance for loan losses | 1,133,000 | 1,174,000 | 1,173,000 | 1,225,000 |
| Securities available for sale | 16,813,000 | 16,462,000 | 16,178,000 | 15,533,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,749,000 | 73,542,000 | 73,667,000 | 77,425,000 |
| Interest-bearing deposits | 63,431,000 | 66,013,000 | 65,432,000 | 69,038,000 |
| Noninterest-bearing deposits | 8,318,000 | 7,529,000 | 8,235,000 | 8,387,000 |
| Equity capital | 17,638,000 | 16,452,000 | 17,546,000 | 17,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,298,000 | 2,656,000 | 4,031,000 | 5,534,000 |
| Interest expense | 209,000 | 416,000 | 622,000 | 817,000 |
| Net interest income | 1,089,000 | 2,240,000 | 3,409,000 | 4,717,000 |
| Noninterest income | 274,000 | 580,000 | 913,000 | 1,274,000 |
| Noninterest expense | 623,000 | 1,248,000 | 1,924,000 | 2,842,000 |
| Provision for loan losses | 51,000 | 101,000 | 149,000 | 199,000 |
| Pretax income | 689,000 | 1,471,000 | 2,249,000 | 2,950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 689,000 | 1,471,000 | 2,249,000 | 2,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,059,000 | 16,341,000 | 17,119,000 | 17,820,000 |
| Total capital | 17,811,000 | 17,117,000 | 17,917,000 | 18,787,000 |
| Risk-weighted assets | 62,072,000 | 61,720,000 | 63,470,000 | 77,102,000 |