Call reports 2009
PEOPLES COMMUNITY BANK — 2009
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 83,866,000 | 85,269,000 | 87,330,000 | 91,010,000 |
| Total loans | 56,592,000 | 61,247,000 | 60,939,000 | 63,339,000 |
| Allowance for loan losses | 1,522,000 | 1,510,000 | 1,092,000 | 1,056,000 |
| Securities available for sale | 15,515,000 | 13,826,000 | 15,831,000 | 15,031,000 |
| Securities held to maturity | 3,000 | 3,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,920,000 | 69,751,000 | 70,571,000 | 73,961,000 |
| Interest-bearing deposits | 60,514,000 | 62,103,000 | 61,918,000 | 66,155,000 |
| Noninterest-bearing deposits | 7,406,000 | 7,648,000 | 8,653,000 | 7,806,000 |
| Equity capital | 15,708,000 | 15,183,000 | 16,415,000 | 16,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,577,000 | 3,887,000 | 5,210,000 |
| Interest expense | 263,000 | 503,000 | 745,000 | 975,000 |
| Net interest income | 1,019,000 | 2,074,000 | 3,142,000 | 4,235,000 |
| Noninterest income | 277,000 | 596,000 | 910,000 | 1,119,000 |
| Noninterest expense | 572,000 | 1,203,000 | 1,910,000 | 2,542,000 |
| Provision for loan losses | 47,000 | 91,000 | 135,000 | 180,000 |
| Pretax income | 677,000 | 1,376,000 | 2,007,000 | 2,632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 677,000 | 1,376,000 | 2,007,000 | 2,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,915,000 | 15,114,000 | 15,745,000 | 16,370,000 |
| Total capital | 16,585,000 | 15,832,000 | 16,474,000 | 17,127,000 |
| Risk-weighted assets | 53,341,000 | 57,464,000 | 58,969,000 | 60,287,000 |